Flexible Financing for Your Dream Home

Make your home improvement dreams a reality with our flexible financing options. No interest promotional plans and long-term financing available.

Licensed & Insured
5-Star Rated
Quick Approval

Trusted Financing Partners

0% Interest Options

No interest if paid in full within promotional period

Flexible Terms

Choose from 6 months to 15 years payment plans

Quick Approval

Get approved in minutes with our online application

No Prepayment Penalty

Pay off your loan early without any additional fees

Choose Your Perfect Financing Plan

We partner with leading financial institutions to offer you the most competitive rates and flexible terms for your home improvement projects.

🎯 Promotional Plans - No Interest Options

MOST POPULAR

12-Month No Interest

Plan #2521

APR: 15.85% – 21.19%

✨ Promotional Offer

No interest if paid in full within 12 months

No payments required during promotional period

Monthly Payments (after promo period):
$5,000:$141.41
$10,000:$282.80
$15,000:$424.21
$20,000:$565.60

6-Month No Interest

Plan #2511

APR: 16.79% – 22.82%

⚡ Quick Payoff

No interest if paid in full within 6 months

No payments required during promotional period

Monthly Payments (after promo period):
$5,000:$133.97
$10,000:$267.93
$15,000:$401.89
$20,000:$535.85

📅 Fixed-Rate Long-Term Plans

180 Months (15 Years)

Plan #9998

APR: 7.99% – 19.99%

💰 Lowest Monthly Payments

Extended terms for maximum affordability

Perfect for larger home improvement projects

Fixed Monthly Payments:
$5,000:$87.78
$10,000:$175.56
$15,000:$263.33
$20,000:$351.11

120 Months (10 Years)

Plan #9992

APR: 7.99% – 19.99%

⚖️ Balanced Option

Great balance of affordability and payoff time

Popular choice for mid-size projects

Fixed Monthly Payments:
$5,000:$96.59
$10,000:$193.19
$15,000:$289.78
$20,000:$386.38

Important: All financing is subject to credit approval. APR ranges shown are based on creditworthiness. Monthly payment examples are estimates and may vary based on actual APR assigned. Promotional offers require minimum purchase amounts and have specific terms and conditions. Please consult with our financing specialists for complete details and current rates.

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Why Finance Your Home Improvements?

Don't let budget constraints hold back your dream home. Our financing options make it possible to start your project today while spreading costs over time.

Increase Your Buying Power

Don't settle for less. Financing allows you to choose premium materials and comprehensive solutions that add real value to your home.

Preserve Your Savings

Keep your emergency fund intact. Financing lets you maintain financial security while investing in your home's future.

Start Your Project Today

Why wait? Begin enjoying the benefits of your home improvements immediately while paying over time at your own pace.

Boost Home Value

Quality improvements often increase your home's value more than their cost, making financing a smart investment strategy.

Energy Savings

New windows, siding, and roofing can significantly reduce energy costs, helping offset your monthly payments.

Flexible & Secure

Unsecured loans with no collateral required. Choose terms that fit your budget with no prepayment penalties.

Simple 3-Step Process

1

Apply Online

Quick 5-minute application with instant pre-qualification decision.

2

Get Approved

Receive your approval amount and choose the perfect payment plan.

3

Start Your Project

We handle the payment authorization - you focus on your dream home.

Get Pre-Qualified Now

No impact to your credit score for pre-qualification

Frequently Asked Questions

Get answers to common questions about our financing options and application process.

Why should I finance my home improvement project?

Financing spreads out payments over time, making larger projects more affordable and allowing you to start enjoying the benefits immediately. It also helps preserve your savings for emergencies while increasing your buying power for premium materials and comprehensive solutions.

What type of credit is offered?

We offer unsecured installment loans, which means no collateral is required. Your home or other assets are not at risk, and you receive a fixed loan amount with predictable monthly payments.

Where can I use my financing?

Your financing can only be used at GreenSky® merchants like Evergreen Home Pro. This ensures you're working with qualified, vetted contractors who meet strict standards for quality and customer service.

How does contractor payment work?

Payment authorization is simple and secure. You'll receive a text or email request to authorize payment to Evergreen Home Pro. You can approve payments conveniently from your phone or computer, giving you complete control over when payments are made.

How long do I have to use my loan?

You have up to 6 months from loan approval to make purchases with your financing. This gives you plenty of time to plan your project, get permits if needed, and schedule the work at your convenience.

When does my first payment start?

The first payment timing depends on your chosen plan. For promotional plans (6-month and 12-month no interest), no payments are required during the promotional period if you pay in full. For fixed-rate plans, payment details are specified in your loan agreement.

Can I pay off my loan early?

Yes! There are no prepayment penalties on any of our financing plans. You can pay off your loan early at any time without additional fees, potentially saving money on interest charges.

How do I make payments?

You can make payments conveniently online through your customer portal or by phone. Auto-pay is also available to ensure you never miss a payment and can help you stay on track with your payment schedule.

What credit score do I need?

Credit requirements vary by plan and lender. We work with multiple financing partners to help customers with different credit profiles find suitable options. The best way to know what you qualify for is to apply - it only takes a few minutes and won't impact your credit score for pre-qualification.

How quickly can I get approved?

Most applications receive an instant decision for pre-qualification. Final approval typically takes just a few minutes to a few hours. Once approved, you can start your project right away, making it one of the fastest ways to finance your home improvements.

Still Have Questions?

Our financing specialists are here to help you find the perfect payment solution.

Call (253) 234-5020 Apply Online

Get Pre-Qualified for Financing

Take the first step towards your dream home improvement project. Our quick pre-qualification process won't impact your credit score.

Quick 5-Minute Application

Get instant pre-qualification results

No Credit Impact

Soft credit check for pre-qualification

0% Interest Options

Promotional plans available

Flexible Terms

6 months to 15 years available

5-Star Rated Contractor
Licensed & Insured

Start Your Application

Fill out the form below and we'll help you find the perfect financing option.

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By submitting this form, you consent to be contacted by Evergreen Home Pro regarding financing options. Pre-qualification does not guarantee final approval. All financing subject to credit approval.

Prefer to Talk to Someone?

Our financing specialists are standing by to help you find the perfect solution.

Call (253) 234-5020